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What are ‘Insurance Groups’?
An insurance group is a ranking given to cars to show their level of risk, based on industry information. For example, high-power or high-value cars are usually in the higher insurance groups. In other words, they would cost more to repair so they're a greater risk for an insurance company. So you would pay more to insure a car in that group. If you buy a small hatchback it's likely to be in a lower group and cost less to insure, as the cost of repairs would be lower.